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💰 Get Paid Daily · No experience required · No fees ever · Apply in under 2 minutes →Crypto Federal Credit Union · Sovereign Division
Central-bank-grade crypto depository for sovereign states, central banks, and institutions — fully collateralized by platform crypto reserves. A sovereign arm of Ramos Capital Credit Union Incorporated.
784 River Road, Glenmont, NY · Albany County · DOS ID 5055317
FDIC Insured
Federal Reserve Member
NCUA Backed (Credit Union)
FDIC Insurance Tracker
Insured Deposit Limit$250,000 / depositor
Coverage Status
Active
Filing Typefdic_insurance
Certificate #RCCU-FDIC-2026
Filed2026-10-23
Deposits insured up to the FDIC standard maximum. Coverage renews annually upon filing approval.
Federal Reserve Linkage
Reserve DistrictSecond District (New York)
Member Status
Member
Reserve Requirement10% of transaction deposits
Discount WindowEligible
Documentation On file
Ramos Capital Credit Union Incorporated maintains reserve balances and access to the Federal Reserve discount window as a member depository institution.
Active Sovereign Accounts
5
Total Sovereign Deposits (crypto units)
1,801,000
Reserve Backing
$1,083,903,088
Avg collateralization104%
Sovereign Depositor Accounts
🇺🇸
Ramos Bank & Credit Union
Central Bank
1,240,000 XRP · 4.25% APR · 36m term · 110% collateral
active
🇺🇸
Firth Semiconductor (Ramos Bank Account)
Institutional
310,000 XRP · 5% APR · 24m term · 110% collateral
active
🇺🇸
Inrevecable LLC
Institutional
250,000 XRP · 4.25% APR · 12m term · 100% collateral
active
🇺🇸
Republic
Sovereign State
1,000 XRP · 3.2% APR · 12m term · 100% collateral
active
🇺🇸
Firth Semiconductor
Institutional
0 XRP · 3.5% APR · 24m term · 100% collateral
active
Recent Deposits
No deposits recorded yet. Use "Deposit Money" above to fund the bank.
All sovereign deposits are 100%+ collateralized by the platform's Crypto Reserve Bank vault. Admin-only account management. Member sovereigns retain full control of deposit custody and withdrawal authorization.
Sovereign Word Bank
Deposit words as sovereign language assets. Each vaulted word is minted into a Quantum-glyph symbol and held separately from crypto reserves.
Vaulted word assets · tracked separately
1 words
⚯灵⟢100
other