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💰 Get Paid Daily · No experience required · No fees ever · Apply in under 2 minutes →Crypto Federal Credit Union
Crypto reserve division of Ramos Capital Credit Union Incorporated — platform crypto reserves vault backing tokens, stablecoins, and sovereign operations.
784 River Road, Glenmont, NY · Albany County · DOS ID 5055317
FDIC Insured
Federal Reserve Member
NCUA Backed (Credit Union)
FDIC Insurance Tracker
Insured Deposit Limit$250,000 / depositor
Coverage Status
Active
Filing Typefdic_insurance
Certificate #RCCU-FDIC-2026
Filed2026-10-23
Deposits insured up to the FDIC standard maximum. Coverage renews annually upon filing approval.
Federal Reserve Linkage
Reserve DistrictSecond District (New York)
Member Status
Member
Reserve Requirement10% of transaction deposits
Discount WindowEligible
Documentation On file
Ramos Capital Credit Union Incorporated maintains reserve balances and access to the Federal Reserve discount window as a member depository institution.
Total Reserve Value
$1,083,903,088
Secured Vault
Tier1 Liquid
$1,048,348,088
97% of reserves
Tier2 Operational
$26,375,000
2% of reserves
Tier3 Strategic
$9,180,000
1% of reserves
Market Trading Profit Intake
Trading fees from every connected stock exchange are swept here and split 50/50 into the Crypto Reserve Bank vault and Ramos Capital Credit Union Incorporated.
Total Routed
$0.00
Crypto Reserve Bank
$0.00
Ramos Bank & CU
$0.00
No market fees routed yet. Click "Route Market Fees Now" to sweep pending trading fees.
Supported Coins (11)
BTC
ETH
HBAR
IOTA
QNT
RFWC
TMUSD
USDC
USDT
XDC
XRP
Asset Allocation
- RFWC
- USDC
- USDT
- TMUSD
- ETH
- BTC
- USDC
- XRP
- ETH
- XRP
- BTC
- XRP
- TMUSD
Reserve Holdings
RFW
RFWCRamos Firth Worldwide Currency
1,000,000,000 · $1,000,000,000 · platform custody · Global medium of exchange — Ramos Firth Worldwide Currency
Locked
USD
USDCUSD Coin
25,000,000 · $25,000,000 · platform custody · TMUSD stablecoin backing & instant liquidity
Locked
USD
USDTTether
15,000,000 · $15,000,000 · platform custody · Operational & settlement liquidity
Locked
TMU
TMUSDThinkMakes Dollar Stablecoin
10,698,084 · $10,698,084 · platform custody · Minted TM-USD stablecoins backed by ThinkMakes All-Business treasury USD
Locked
ETH
ETHEthereum
2,500 · $8,750,000 · platform custody · Operational liquidity & smart-contract gas
Locked
BTC
BTCBitcoin
120 · $8,160,000 · platform custody · Sovereign strategic reserve backing
Locked
USD
USDCUSD Coin - Ramos Bank Reserve
8,000,000 · $8,000,000 · platform custody · Ramos Bank fiat-pegged deposit backing
Locked
XRP
XRPRipple
5,000,000 · $3,100,000 · platform custody · Sovereign deposit settlement rail
Locked
ETH
ETHEthereum - Ramos Bank Reserve
750 · $2,625,000 · platform custody · Ramos Bank smart-contract & credit-union operations
Locked
XRP
XRPRipple - Ramos Bank Reserve
2,000,000 · $1,240,000 · platform custody · Ramos Bank & Credit Union deposit settlement & liquidity
Locked
BTC
BTCBitcoin - Ramos Bank Vault
15 · $1,020,000 · platform custody · Ramos Bank strategic vault collateral
Locked
XRP
XRPRipple - Firth Semiconductor
500,000 · $310,000 · platform custody · Backing Firth Semiconductor sovereign deposit
Locked
TMU
TMUSDThinkMakes USD — Market Fee Reserve
3.5 · $4 · platform custody · Market Trading Fee Reserve
Locked
QNT
QNTQuant - Ramos Bank Reserve
50,000 · $0 · platform custody · Interoperability / Overledger network reserve
Locked
HBA
HBARHedera - Ramos Bank Reserve
2,000,000 · $0 · platform custody · Enterprise ledger settlement reserve
Locked
XDC
XDCXDC Network - Ramos Bank Reserve
750,000 · $0 · platform custody · Trade-finance / institutional settlement reserve
Locked
IOT
IOTAIOTA - Ramos Bank Reserve
1,000,000 · $0 · platform custody · IoT / machine-to-machine settlement liquidity
Locked