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fintech
Dynamic Credit Scoring AI
A fairer credit scoring system. Instead of relying heavily on past payment history, it uses real-time, anonymized cash-flow data from a user's bank account to determine creditworthiness. It can instantly approve a responsible person for a loan, even if they have a thin credit file.
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About this Innovation
A fairer credit scoring system. Instead of relying heavily on past payment history, it uses real-time, anonymized cash-flow data from a user's bank account to determine creditworthiness. It can instantly approve a responsible person for a loan, even if they have a thin credit file.